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Fixed Rates - Closed Mortgage

(Expand for Term Details)

1 Year - 3.49% - Insured Rate

  • 25 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

2 Year - 3.19% - Insured Rate

  • 25 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

3 Year - 3.19% - Insured Rate

  • 25 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

4 Year - 3.19% - Insured Rate

  • 25 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

5 Year - 2.84% - Insured Rate

  • 25 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

5 Year - 2.39% - Insured PURCHASE Rate

  • 25 year amortization
  • Available for purchase only, no refinance, no pre-approval.
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

7 Year - 3.49% - Conventional

  • 30 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

10 Year - 3.89% - Conventional

  • 30 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

Fixed Rates (Promo) - Closed Mortgage

(Expand for Term Details)

5 Year - 2.94% - Insurable Rate

  • 25 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

5 Year - 2.94% - Conventional

  • 30 year amortization
  • Available for purchase and refinance
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

Variable Rate - Closed Mortgage

(Expand for Term Details)

5 Year - 2.65% (Prime + 0.20%) - Insured

  • 25 year amortization
  • Available for purchase
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

5 Year - 2.90% (Prime 2.45 + 0.45) - Uninsured

  • 30 year amortization
  • Available for purchase
  • up to 20% lump sum payment permitted
  • up to 20% payment increase permitted
  • Not eligible for pre-approval

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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