We have leading edge calculators and our award winning MMT (My Mortgage Tool Box) a down loadable APP that lets you get pre-qualified in just a few clicks.
But...this be a starting point, not "your final per-qualification answer", you may be missing a strategy unique to your application that could increase you borrowing capacity. For example, you may have:
- One or more student loans that could potentially reduce your buying capacity...there can be a strategy to reduce or eliminate any impact on how much you can borrow!
- A partial or complete gifted down payment from an immediate family member...there can be a tax strategy to consider!
- Other debt like credit cards, a line-of credit, a car loan or lease...a global look at all your financial circumstances may map out an entirely different ownership pathway than any calculator could present to you.
- Get pre-qualified professionally and then get pre-approved and a rate guarantee!
- Bottom line - experience a strategy...not just a mortgage®